We actively manage our client's portfolios, using an approach underpinned by clarity, conviction, liquidity, research and due diligence
We don’t believe in investing simply to follow the crowd. Every holding in our portfolios has to earn its place. Our in-house investment team combines independent research, clear thinking and the conviction to act on what they believe. We invest our own money alongside our clients, continually reviewing and refining our portfolios as markets change. It’s a disciplined, hands-on approach built around knowing what we own, why we own it and when it’s time to make a change.
The Carrington investment approach has been refined over many years by our dedicated in-house investment team.
It’s founded on five guiding principles
Personal Confidence
A highly experienced in-house investment team, who invest their own money in our portfolios.
Liquidity
We only invest in daily traded funds, so we can sell your holdings quickly, should the need arise.
Clarity
We only buy what we can see and understand, so we know what is in every investment we hold.
Conviction
We don’t buy investments just for the sake of diversification, we back our ideas and have a concentrated number of holdings.
Active Management
We believe that active management pays off, that’s why we closely monitor your portfolio and recommend changes when necessary. We do not charge dealing fees.
Our process comprises of four steps
Asset Allocation
Our starting point is to set out the Macro context and Risk preference. Consideration is given to many factors including the global business cycle, inflation, bond yields, Central Bank policy, fund flows and technical analysis. We are independent and not constrained in what we buy.
Fund Selection
Once the asset allocation is established, our investment team spend a large proportion of their time focussing on fund due diligence and selection. This is an ongoing process; changes to the Macro view will potentially create changes to the asset allocation and therefore fund selection.
Due Diligence
Regular meetings with Fund Managers enable the investment team to assess their process and style; and then to undertake independent analysis of fund performance against peers and benchmarks.
Active Monitoring
We keep the funds under constant review to look out for style drift, soft or hard closings, significant changes in assets under management and performance. This is undertaken either via face to face meetings or using online resources.
