We get to know you, understand where you are today and create a financial plan that keeps you on track for the life you want
Our financial planning process
Financial Life Planning isn’t a single conversation or a one-off piece of advice. It’s a process of understanding where you are, exploring where you want to be, creating a plan to get you there and adapting it as life changes.
We do this through six distinct phases, each building on the last and each shaped around you.
Explore the six phases below to see how the process works.
1
Learn
We hold an initial discovery meeting. Spending time to get to know you, your family, your current financial position and what is most important to you. We talk about your long and short-term goals and those blue-sky ideas!
2
Understand
We obtain a full understanding of your current position – your lifestyle costs, planned expenditure, assets and liabilities – which enables us to create a plan specific to you.
3
Explore
We create a bespoke financial plan using our sophisticated cash flow modelling software. By analysing your current and future financial position we can assess what you will need to achieve your goals, when you reach financial independence or if you need to rethink your grand design plans.
4
Adapt
We meet again to walk you through your bespoke life plan, which will show you how different scenarios affect the future outcomes. Your plan will be supported by a cohesive investment strategy, all focused around your goals.
5
Realise
Your plan becomes a reality as we implement your life plan and run your actively managed investment strategy, whilst you have the freedom to live your life.
6
Review
We meet on an annual basis to review your plan, making the necessary changes life dictates, ensuring everything is kept on track.
